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Decision Anatomy Signal Owner Decision Action Outcome

Apex — Strategic & Board Layer

Workflow 10

Strategic & Board Decisions

Inherits operational evidence below · Enterprise tier

Apex

Operational Layer — Workflows 01–09

WF 01

Regulatory Compliance

Finding → Owner → Remediation

WF 02

BSA & Fraud

Alert → Owner → Disposition

WF 03

Credit & Lending

Request → Decision → Outcome

WF 04

Asset & Liability / Treasury

Signal → ALCO → Position

WF 05

Vendor & Third-Party Risk

Vendor → Review → Decision

WF 06

Model Risk & AI Governance

Proposal → Validation → Disposition

WF 07

Member / Customer Risk & Opportunity

Signal → Owner → Response

WF 08

Product Performance

Trigger → Decision → Outcome

WF 09

Digital Transformation

Gate → Decision → Review

Platform Layer

Decision Governance Platform™ Five pillars · examiner-ready by default
Decision Queue & Routing
Owner & SLA
Rationale & Evidence
Outcome Tracking
Audit Trail & Export
Semantic Catalog™ Schema & institution rules
Workflow Schema Parser
FI Rules

Ingestion Layer

Decision Pipelines™ Signal Ingestion

Captures signals from upstream sources via API, file upload, or manual entry, and routes them to the appropriate decision record.

Upstream Data Sources

Core (Symitar, Corelation, DNA, Jack Henry) Data Warehouse BI / Dashboards AML / Fraud Platform LOS / Origination GRC Model Outputs CRM

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Decision-of-record

Every workflow produces a structured decision record: who, what, why, when, outcome — exportable on demand.

Apex linkage

Board-level decisions inherit underlying operational evidence. Enables traceability from strategic decisions to the operational data that supports them.

Source-agnostic

Connects to existing core, BI, and operational systems. No replacement of upstream infrastructure required.