What the platform does, concretely.

Captures decisions as they’re made.

Every consequential decision — in any workflow — produces a structured record at the time of the decision: named owner, structured rationale, supporting evidence, and the action taken. The record is the artifact, not the byproduct.

Inherits evidence from upstream systems.

Dashboards, model outputs, alerts, and core data flow into the decision record automatically. The institution does not maintain a separate evidence trail. The record assembles itself from systems already in production.

Surfaces accountability gaps.

Aging, escalation, and override patterns are visible at portfolio level. Decisions without a named owner, or with stale evidence, surface to the dashboard before they surface to an examiner.

Produces examiner-ready exports.

Decision records are exportable on demand — full audit trail, supporting evidence, outcome tracking. Exam prep is no longer a sprint pulling files out of email.

The Decision Governance stack.

Nine operational workflows feed evidence upward to one apex workflow. The platform sits beneath; upstream data sources connect at the base.

Apex — Strategic & Board Layer

Workflow 10

Strategic & Board Decisions

Inherits operational evidence below · Enterprise tier

Apex & Governance Profile

Operational Layer — Workflows 01–09

WF 01

Regulatory compliance

Finding → Owner → Remediation

WF 02

BSA & fraud

Alert → Owner → Disposition

WF 03

Credit & lending

Request → Decision → Outcome

WF 04

Asset & liability / treasury

Signal → ALCO → Position

WF 05

Vendor & third-party risk

Vendor → Review → Decision

WF 06

Model risk & AI governance

Proposal → Validation → Disposition

WF 07

Member / customer risk & opportunity

Signal → Owner → Response

WF 08

Product performance

Trigger → Decision → Outcome

WF 09

Digital transformation

Gate → Decision → Review

Platform Layer

Decision Governance Platform™ Five pillars · examiner-ready by default

Decision Queue & Routing

Owner & SLA

Rationale & Evidence

Outcome Tracking

Audit Trail & Export

Semantic Catalog™ Schema & institution rules

Workflow Engine

Governance Engine

Ingestion Layer

Decision Semantics™ Engine Signal Ingestion

Captures signals from upstream sources via API, file upload, or manual entry, and routes them to the appropriate decision record.

Upstream Data Sources

Core (Symitar, Corelation, DNA, Jack Henry) Data Warehouse BI / Dashboards AML / Fraud Platform LOS / Origination GRC Model Outputs CRM

All product names referenced above are trademarks or registered trademarks of their respective owners. Reference here is for informational purposes only and does not imply affiliation with, endorsement by, or sponsorship from those companies.

Where the platform sits.

The platform does not replace upstream systems. It captures the decisions made using them — the layer none of them produce.

What it is not

Not a core or warehouse. Those remain the source of record for transactions and balances.
Not a BI tool. Dashboards become evidence on the decision record, not the end of the workflow.
Not an AML or GRC platform. AML raises alerts. GRC documents controls. We capture decisions made under both.
Does not generate decisions. Humans decide. We record who, why, on what evidence, and what happened.
Does not opine on policy. Policy lives where it lives. We capture decisions made under it.

What it is

The system of record for decisions. Owner, rationale, evidence, outcome — captured as structured data at the moment of the decision.
The layer above your stack. Sits above core, warehouse, BI, AML, GRC. Inherits evidence from each.
The artifact, not the byproduct. Most institutions reconstruct decision records from email when examiners ask. Here, the record is the deliverable.
The bridge from operational to apex. Board-level decisions inherit operational evidence automatically.

Three principles.

Decision-of-record

Every workflow produces a structured decision record: who, what, why, when, outcome — exportable on demand.

Apex linkage

Board-level decisions inherit underlying operational evidence. Enables traceability from strategic decisions to the operational data that supports them.

Source-agnostic

Connects to existing core, BI, and operational systems. No replacement of upstream infrastructure required.

Maturity Model capabilities

Beyond the ten workflows: two capabilities that govern the platform itself.

The ten workflows govern your institution’s consequential decisions. Two additional capabilities — Governance Profile and Governance Roadmap — measure and improve the governance discipline itself, against the Decision Governance Maturity Model (DGMM).

Capability 01

Governance Profile

A private, in-platform placement against the Maturity Model. Computed from your DGMM self-assessment and live decision-record telemetry. Six facets, floor-with-exceptions composite, per-facet trend matrix with decision pins.

How the Profile is computed →

Capability 02

Governance Roadmap

Promote any gap on the Profile to an owned initiative. Initiatives decompose into milestones, milestones into governed decisions. Ships with six facet templates and 125+ pre-built milestones. The platform’s own improvement program is itself a governed workflow.

See the Maturity Model →

Reference implementation

The Decision Governance™ platform is DataVisuals’ reference implementation of the DGMM — the system through which we develop the framework, generate the [T] data stream that feeds the published DGI, and demonstrate the discipline at institution scale. The methodology paper is open; other implementations conforming to its specifications can contribute [T] alongside the platform.

For developers and security teams

Built to be inspected.

Two resources for the people who need to look under the hood — engineers integrating Decision Governance into their stack, and security professionals evaluating it for their institution.

API

Developer documentation

REST API reference, authentication, webhooks, and integration patterns. Build the Decision Semantics™ Engine into your existing data infrastructure.

Open developer docs

Trust

Security and compliance

SOC 2 reports, security architecture, data handling practices, and vendor assessment materials. Everything your infosec team needs.

Open trust library

The Decision Governance Platform.