Decision Governance™
Watch.
Regulator actions and guidance where a decision-record gap is likely — surfaced from the sources the industry already reads, scored for Decision Governance relevance. Sourced daily.
- OCC 2026-07-16
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OCC Announces Enforcement Actions for July 2026
The release lists enforcement actions without detail on whether failures involved missing decision records, undocumented rationales, or governance artifacts.
- FED 2026-07-16
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The enforcement action centers on a lending officer's failure to document credit decision rationale and maintain examinable records of loan approval authority and risk assessment.
- FDIC 2026-07-13
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The guidance reminds institutions to document underwriting decisions assessing repayment capacity for elevated-risk borrower segments, but cites no specific recordkeeping failure.
- FED 2026-07-09
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The enforcement action lacks specific detail in the public release, but regulatory orders against bank holding companies typically surface failures to document board-level oversight of compliance and risk management decisions.
- FED 2026-07-02
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The press release announces enforcement and termination actions but does not specify the underlying deficiencies or missing decision artifacts.
- FDIC 2026-06-26
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FDIC Publishes Enforcement Orders for May 2026
The FDIC published a monthly list of enforcement actions including civil money penalties, consent orders, and prohibition orders, but the press release provides no detail on the underlying governance or decision-documentation failures that led to the enforcement.
- FED 2026-06-25
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Individual employee enforcement action with no disclosed governance, recordkeeping, or decision-documentation deficiency in the published summary.
- FED 2026-06-18
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The order targets an individual former employee but does not specify failures in decision documentation, governance artifacts, or recordkeeping systems.
- FED 2026-06-18
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The enforcement action against a former M&T Trust employee lacks specificity on what decision records or controls documentation was absent.
- FDIC 2026-06-02
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Press Release: Agencies Remove Additional References to Reputation Risk
Agencies removed 'reputation risk' from supervisory frameworks to prevent subjective rationales from replacing material financial risk in decision records.
- FDIC 2026-05-29
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Updated: FDIC Publishes Enforcement Orders for April 2026
The FDIC published four enforcement orders for April 2026—a consent order, a termination, a notice of charges, and an adjudicated decision—but none of the public abstracts identify a specific artifact or decision-documentation failure.
- FDIC 2026-05-29
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Press Release: FDIC Publishes Enforcement Orders for April 2026
The FDIC published April 2026 enforcement orders including consent orders, notices of charges, and adjudicated decisions, but the release provides no detail on the underlying deficiencies or missing decision artifacts.
- NCUA 2026-05-29
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The prohibition orders cite failures in credit union operations but do not specify missing decision artifacts or documentation lapses that would have demonstrated supervisory intent or approval chains.
- FED 2026-05-28
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Enforcement actions against individual employees typically reflect conduct violations rather than institutional decision-documentation failures.
- FED 2026-05-21
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Federal Reserve Board issues enforcement action with former employee of Commerce Bank
The order names an individual prohibition but does not identify missing decision records, governance artifacts, or documentation failures as the underlying deficiency.
- OCC 2026-05-21
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OCC Announces Enforcement Actions for May 2026
The release lists enforcement actions without detailing whether failures stemmed from absent decision records, undocumented rationales, or missing approval artifacts.
- FDIC 2026-05-19
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Statement by Chairman Travis Hill on the Proposal to Revise the CAMELS Rating System
The proposal shifts CAMELS ratings away from management process documentation toward material financial risks, reducing the emphasis on documented internal controls and risk management frameworks that have historically required examinable decision records.
- FDIC 2026-04-24
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Press Release: FDIC Publishes Enforcement Orders for March 2026
The FDIC published 26 enforcement orders in March 2026, including consent orders, civil money penalties, prohibition orders, and terminations of insurance, but the release does not detail the underlying recordkeeping or decision-documentation failures that triggered the actions.
- FED 2026-04-22
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Federal Reserve Board issues enforcement action with former employee of First Financial Bank
The order describes personal misconduct by a former bank employee but does not identify failures in decision documentation, governance artifacts, or recordkeeping systems.
- FDIC 2026-04-17
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Press Release: Agencies Issue Revised Model Risk Guidance
Banking organizations must produce validation records that document the decision rationale behind model assumptions, override approvals, and third-party product acceptance—artifacts the revised guidance describes but does not mandate as enforceable standards.
- FED 2026-04-16
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Federal Reserve Board issues enforcement action with Community Bankshares, Inc.
The summary provides no detail on the nature of the enforcement action or whether it involves missing decision artifacts, governance failures, or documentation deficiencies.
- FinCEN 2026-04-07
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Proposed rulemaking for AML/CFT program reform, not an enforcement action documenting missing decision artifacts.
- FED 2026-04-03
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Federal Reserve Board issues enforcement action with former employee of United Bank
The order prohibits a former bank employee from further participation in banking but does not specify what decision artifacts, approval records, or supervisory documentation was absent.
- FDIC 2026-03-31
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Financial Institution Letter: FDIC Consumer Compliance Supervisory Highlights
The FDIC's 2025 consumer compliance review surfaced violations across state non-member banks, but the publication is a summary report—not an enforcement order documenting which compliance decisions lacked documentation or governance.
- NCUA 2026-03-31
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The prohibition order cites no missing decision artifacts, only the individuals' conduct warranting permanent bar from federally insured institutions.
- FDIC 2026-03-27
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Press Release: FDIC Publishes Enforcement Orders for February 2026
The FDIC published enforcement orders for February 2026 including prohibition notices and a consent order, but the press release does not identify root causes or missing decision artifacts.
- FED 2026-03-20
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Individual employee enforcement actions without specified institutional governance or recordkeeping failures.
- FED 2026-03-13
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Enforcement actions against individual former employees lack published detail on whether missing decision documentation or approval records contributed to the conduct.
- FinCEN 2026-03-06
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FinCEN found Canaccord failed to document decisions to onboard high-risk clients, override alerts, and escalate suspicious activity—leaving no record of who approved transactions tied to securities fraud.
- FED 2026-03-03
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Individual employee enforcement actions typically cite conduct violations rather than institutional governance or decision-documentation failures.
- NCUA 2026-02-27
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The prohibition orders cite willful misconduct and breaches of fiduciary duty but do not specify missing decision records or undocumented approval chains as the enforcement basis.
- FinCEN 2026-02-26
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Treasury Proposes Rule to Sever Swiss Bank MBaer’s Access to U.S. Financial System
The proposed rule cites facilitating transactions for sanctioned entities but does not detail missing decision records or governance artifacts within MBaer's internal compliance framework.
- FED 2026-02-24
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Federal Reserve Board issues enforcement action with former employee of First Financial Bank
The enforcement action addresses individual misconduct by a former bank employee but does not specify failures in decision documentation, governance controls, or recordkeeping systems.
- FED 2026-01-15
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Federal Reserve Board issues enforcement action with former employee of PrimeLending
Individual employee enforcement actions typically lack institutional decision governance findings unless the order cites supervisory failures to document risk decisions or override rationales.
- NCUA 2025-12-31
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The prohibition orders cite breach of fiduciary duty and unsafe practices but do not specify missing decision records or governance artifacts as the underlying failure.
- NCUA 2025-09-30
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The prohibitions stem from participation in unsafe practices at failed institutions, but the order does not specify missing decision artifacts or documentation failures that would have prevented the conduct.
No cases match this source.