Brief · Federal banking regulators · Congressional staff
A Wisconsin Startup Building Examiner-Ready Decision Governance for Banks
Congressional brief — requesting introductions to federal banking regulator staff working on supervisory technology.
Data Visuals LLC is a self-funded, founder-led Wisconsin startup based in the Milwaukee area. We build Decision Governance™ — a SaaS platform designed for community banks, regional banks, and credit unions.
Financial institutions do not lack data — they lack a defensible record of how decisions are made. Findings live in spreadsheets. Approvals live in email threads. When examiners arrive, compliance teams reconstruct what happened rather than retrieving it. Decision Governance™ treats the decision itself as the unit of record — capturing rationale, owner, evidence, and outcome together in a structured form that survives staff turnover and system changes. The platform produces examiner-ready evidence as a side effect of normal operation.
This brief outlines who we are, why the architecture is designed against current and emerging supervisory expectations (Model Risk & AI Governance under SR 11-7, Third-Party Risk under the 2023 interagency guidance, BSA/AML SAR-filing quality, Fair Lending process review), the Wisconsin financial-sector story, and the ask: constituent-service introductions to staff at the Federal Reserve's Novel Activities Supervision Program, the OCC's Office of Financial Technology, FDIC FDITECH, and the CFPB's Office of Competition and Innovation.