Workflow 02 — Decision Governance
BSA & fraud.
Governed disposition of every BSA alert, SAR decision, and fraud case with named owner and rationale.
What goes wrong without it
Alert rationale unclear
Closed alerts often lack the documented reasoning examiners now expect to see.
SAR aging hard to see
Filing deadlines depend on tribal knowledge instead of a visible queue.
Disposition inconsistent
Similar typologies get closed differently depending on which analyst picked them up.
The shared decision anatomy
Every workflow follows the same five steps. Here’s how bsa & fraud uses them, with the artifact captured at each step.
What you’ll see
A live view of every item, its owner, its deadline, and the evidence behind its current status.
Open alerts
47
Past 30-day
4
SARs filed YTD
31
Avg. close
12d
| Alert | Typology | Owner | Due | Status |
|---|---|---|---|---|
| ALR-1142 | Structuring, cash deposits | K. Nguyen | May 18 | Past due |
| ALR-1138 | Wire to high-risk jurisdiction | J. Ortiz | May 24 | Investigating |
| SAR-0427 | Elder financial exploitation | K. Nguyen | Jun 02 | Drafting SAR |
| ALR-1129 | ACH money-mule pattern | J. Ortiz | May 21 | SAR filed |
Evidence captured
Built for the BSA Officer
Replaces the case-management spreadsheet and SAR-tracking workbook most teams still maintain alongside their monitoring system. Gives the BSAO one queue, consistent disposition rationale, and visible SAR aging.
Apex linkage
Strategic & Board Decisions inherit operational evidence from this workflow. Decisions made here flow upward to the apex layer automatically — a board-level capital, risk-appetite, or strategic-plan decision ties back to the operational record beneath it.
How to start
Per-workflow subscription is the entry point. Subscribe to the bsa & fraud workflow at listed price and onboard in days, not weeks. For multi-workflow scope or apex linkage, talk to us about the Risk Bundle or Enterprise tier.