The Consensus Trap: When Total Agreement Ruins Financial Decision-Making
Why unanimous committee decisions breed blind spots in banks and credit unions — and how named ownership restores rigor to high-stakes calls.
Field notes on decision governance — who decided, on what basis, with what authority — for banks, credit unions, and the examiners who ask.
Why unanimous committee decisions breed blind spots in banks and credit unions — and how named ownership restores rigor to high-stakes calls.